BankBazaar bags Rs 130 Cr in equity and debt funding

BankBazaar, an online platform facilitating financial product transactions, has secured Rs 80 crore ($9.6 million) in its ongoing Series D funding round through private placement, marking its first investment round of 2024.

A regulatory filing from the Registrar of Companies (RoC) indicates that BankBazaar’s board has approved a special resolution to issue up to 22,821 Series D2 Compulsorily Convertible Preference Shares (CCPS) at an issue price of Rs 3,727 each, aimed at raising Rs 80 crore.

The funds raised are slated for various purposes, including meeting capital requirements, expanding operations, and fueling growth initiatives, according to the filings. BankBazaar has already received Rs 46.35 crore in three installments, with the remainder expected to be deposited soon.

Additionally, the company has secured Rs 50 crore through non-convertible debentures and convertible share warrants from Vistra ITCL (India) Limited, as per a separate filing. Based on estimates from TheKredible, the valuation of the Chennai-based company post-allotment stands at approximately $217 million.

Functioning as a co-branded credit card issuer, BankBazaar enables users to assess their creditworthiness and access third-party loan and insurance offerings. It boasts partnerships with over 50 banks and a customer base exceeding 50 million, as stated on its website.

Having accumulated over $110 million in funding from investors such as Amazon, GUS Holdings, Walden Investments, and Eight Roads over its 15-year tenure, the complete shareholding pattern is available on TheKredible.

Despite achieving breakeven with revenues of Rs 250 crore in FY24, BankBazaar reported a 65.6% increase in operational revenue, rising from Rs 96 crore in FY22 to Rs 159 crore in FY23. However, it incurred losses amounting to Rs 27 crore in FY23.